A rare opportunity in St. Catharines! This well-kept duplex offers both affordability and flexibility, making it ideal for multi-generational families, first-time buyers, or investors seeking steady rental income. This property provides exceptional value in today's market. Each unit has its own entrance, offering privacy and convenience whether you choose to live in one and rent the other, host extended family, or lease both units for income. The layout is practical and efficient, with bright living spaces, full kitchens, and comfortable bedrooms. The home is in solid condition, meaning you can move in or start renting right away. Adding to the appeal is ample parking and a detached 3-car garage — a rare find that provides storage, workshop potential, or even an additional rental income stream if leased separately. Located in a diverse and growing neighbourhood, this property is close to schools, public transit, shopping, and community amenities. Within minutes you'll find local grocery stores (including halal and international options), places of worship, and family-friendly parks. It's a setting that offers both connection and convenience. For buyers new to the market, this duplex presents an opportunity to build equity while enjoying the financial support of a rental unit. For investors, St. Catharines continues to attract strong rental demand thanks to its affordability compared to the GTA, making this a smart long-term hold. With space, versatility, income potential, and a price that works, this is more than just a property — it's a chance to create a home, grow a family, or build an investment future. Don't miss it!